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Medicare Eligibility and Enrollment Made Simple

Whether you're turning 65 and are new to Medicare, you're looking to change Medicare plans, or you're researching Medicare for your parents, you might feel overwhelmed with questions. Do you go with Original Medicare and add a prescription drug plan (Part D) and Medigap plan? What's the difference between one Medicare Advantage plan and another? Should you get Part D (prescription drug) coverage now or later? What's a 5-star plan? This section helps explain Medicare eligibility and Medicare enrollment so you understand your options before you explore our Medicare Advantage plans to find the one that fits the way you live.

You can also visit www.ssa.gov or call 1-800-772-1213 for a more extensive explanation of your Medicare coverage options.

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Key Dates

Annual Election Period:
Oct. 15-Dec. 7

Initial Coverage Election Period:
65th birthday month + the 3 months prior and after

Other Resources



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We offer both Medicare Advantage HMO plans and Medicare Advantage PPO plans in different areas of Washington state.
Clear Care® HMO service area (PDF)
Clear Care® PPO service area (PDF)