Individual & Family Plans

Looking for insurance?

Great health coverage has never been so widely affordable. With competitively priced plans and potential savings from financial assistance, you owe it to yourself to get a health plan that can help you enjoy your best health.

Learn how you can get affordable coverage.

Looking for insurance?

Great health coverage has never been so widely affordable. With competitively priced plans and potential savings from financial assistance, you owe it to yourself to get a health plan that can help you enjoy your best health.

Learn how you can get affordable coverage.

Health Reform Fast Facts

The Affordable Care Act (ACA) was created to provide affordable health coverage to all Americans. On January 1, 2014, these changes will come into effect:

  • If you have a pre-existing health condition you cannot be denied coverage by an insurance company.
  • Health plans for individuals and small businesses must include 10 essential health benefits.
  • Health plans cannot place a yearly or lifetime dollar limit on essential health benefits.
  • If you're under age 65 and are not covered by your employer, Medicare, or Medicaid, you may qualify for assistance that will help you save on monthly premiums and costs at time of service such as copays. Washington state residents can buy health coverage through Washington Healthplanfinder, the state's online exchange marketplace, as of Oct. 1, 2013, for an effective coverage date of Jan. 1, 2014.
  • On the Washington Healthplanfinder website, you will be able to make side-by-side comparisons between health plans.
  • Insurers can offer four levels of coverage — Bronze, Silver, Gold, and Platinum — plus a Catastrophic plan. There are special Silver plans for those who qualify for financial assistance.
  • Medicaid will be expanded in Washington state to cover more low-income people.

Key Enrollment Dates

2015 Open Enrollment

Nov. 15, 2014 –  Feb. 15, 2015

     2014 Enrollment for Under Age 19

    March 15 – April 30, 2014

Enroll Outside of Open Enrollment

You may enroll or modify your coverage outside of these enrollment periods under certain circumstances.

Learn more about qualifying events >

Enrollment for American Indian/Alaskan Natives

For those who qualify for our Core Bronze AIAN plan, there is an enrollment period every month. Learn more (PDF) about this plan.



Are You Eligible for Assistance?

You may be able to save on premiums and other costs if:

  • You are under age 65 and are not eligible for Medicare, Medicaid, Children's Health Insurance Program (CHIP, an employer-sponsored plan, a grandfathered plan, or other coverage recognized by Health and Human Services (HHS).
  • You are a lawful U.S. resident.
  • Your income is 139% – 400% of the federal poverty level. Many middle-income households fall within this range.
  • Your employer's coverage is "unaffordable" (your plan premiums would be greater than 9.5% of your household income) or "inadequate" (the plan pays less than 60% of covered benefits).

Estimate Your Savings

Use this online calculator to estimate whether you could save.

Just fill in your annual household income to see if you're eligible for financial assistance.

Find out now >

Save money with the new health care changes.

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Helping you shop for a Group Health plan.

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